Blinded by the blinds…

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For a variety of reasons I prefer blinds over drapes. While custom blinds can be just a bit more expensive than blinds that are already pre-made, they are still less expensive than custom drapes. They are also much easier to clean in most cases and with my home with the pets? It’s one less part of the house that collects cat fur when you have two cats that are devoted window watchers…For those that prefer the curtain look, there are always toppers or you can for ultimate window darkening scenarios for sleeping or privacy use both blinds and drapes.

The tv repairman….

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Back in the olden times of my youth, if your television broke, you’d call a tv repairman or if it was a tube you’d head down to the hardware store to test your tubes and purchase the one that was broken. Now television sets are much more complicated and at times they are not designed to be easily repaired. However, sometimes what’s wrong can be fixed for less than the cost of a replacement. While the traditional days of the repair man who’d show up at your house may be over, you can still find companies who will do rv repairs and give estimates using the internet.

Finding reliable auto repair

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One of my daughter’s boyfriend just got his license and his first car. Unfortunately, the family member that gave it to him didn’t bother to be honest about the condition of the car. It’s one of those situations where a “free car” is worth not much at all and requires much more than a simple brake job it looks like it would need a completely new or rebuilt engine…

So as he sits with a car that he can’t drive — dreaming that he would have been given a Chevrolet Silverado or anything that ran for more than a few feet without white billowing smoke…He basically has to start over again. Turning to the internet for a repair location won’t really help us in this situation but, for the rest of you? No matter what part of the nation you are in, whether you are looking for Dallas auto repair or Detroit auto repair, heading to the internet for recommendations is a good place to start.

Specialty insurance

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While you should have homeowners or renters insurance to cover theft, there are also a variety of other insurance policies you can buy for specific items that cover breakage and theft out there. Do you need tv insurance beyond a warranty or your other policies depends on the type of coverage you already have and the replacement cost of your electronic item. As always, read the fine print to see if it’s in your best interest…

Beyond the Blackberry

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Recommended Newsweek article on the creator of the Blackberry (link) that many of my friends are addicted too - hence the popular nickname — “Crackberry” — Mike Lazaridis is not resting on his laurels, this is just the beginning:

Still, the company’s largest hurdle may come in the form of competition. Certainly, RIM has carved a deep customer base for itself, but Apple’s iPhone as well as Google’s Android OS are determined to cut into its market share, particularly in the business sector. To a degree, they already have. According to Hugues De La Vergne, principal analyst at Gartner, the Blackberry went from being the dominant smart-phone vendor for Verizon Wireless a year ago to playing a distant second to Android today. Then there’s the growth of other devices, like tablets, that promise to include wireless e-mail—the very heart of RIM’s services.
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Four down and one to go as far as SAT

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I don’t miss the test anxiety some of my older children went through when it came to the SAT and ACT tests. It didn’t matter how much they studied, it didn’t matter if they took sat prep courses — they stressed. My youngest is not the test anxiety sort, she’s more laid back. While she studies and spends as much time, if not more at times than her older siblings, somehow she’s escaped the test anxiety. At least so far, her turn beyond the PSAT comes soon…

Don’t re-invent the wheel on software…

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Many companies spend quite a bit of money on software development for their business when it is entirely possible that something out there already exists. This is especially true when it comes to project management software — while there are times when a company will need a more unique or specific software, at times it’s more cost effective to tweak or do a bit of re-writing of a software program that already exists.

Some auto insurance companies are nicer than others…

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Recently we had a less than happy experience with our car insurance company. We had called and let them know the monthly payment was going to be two days late, we were told that was not going to be a problem and understood there would be an additional fee, but it was unavoidable. A few days later, after the payment was already made, we received a letter in the mail from the State of Ohio, a suspension notice/warning because the insurance company notified the state that the insurance lapsed. While it was easily resolved, it was frustrating to have had to go through this since we had notified the insurance company and they never mentioned that this was something that they would do. This means when you look for an auto insurance company? Make sure their customer service is not only approachable but honest…

Smoking without the smoke…

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As someone who has not yet kicked the complete habit, the idea of trying the electric cigarettes is an appealing one. I had signed up to do a review of one particular brand, it was supposedly shipped but never received. We’ve had problems in the past with packages being sent not making it our house. Which makes me wonder if whoever got it, tried it and liked it. So for now? It’s one of those, “may be cool” products.

:-)

You can quote me on that…

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One of the things I’m looking forward to with the changes in health care is the ability to be able to get insurance quotes to see if better coverage for a better price is out there. Right now options are limited for most of us when it comes to affordability. We can check prices for life insurance, or for our home or for our car but for many of us, what we pay through an employer may seem expensive until you check to see what individual coverage can cost.

Keeping tabs on your credit…

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Back before the internet you had to wait several weeks to be able to request a copy of your credit report. It was much harder to monitor and took longer to ask for corrections to be made when there is an error. Mistakes happen more than the credit reporting agencies would like you to know about. That’s why it is important to know about services that will give you an online credit report though it is important to know that you can also access a free credit report once each year. Though none of the major credit reporting agencies will give you your credit score number for free. The fee on that can vary, so do your homework…

Terms to live by…

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Things are tough for many of us right now which creates the mindset for many when cuts need to be made to their budgets to drop life insurance. It’s understandable, but it’s actually the worst thing you can do because if times are already tight, should something happen that leaves your family in even greater financial peril. A better solution is to look at term life insurance as an option, it can many times provide a less expensive insurance product and still provide you with the needed safety net.

Be a smart consumer…

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Believe it or not there can be a big difference in term life insurance costs from one insurance company to the other. At times the largest insurers are not always the best deal, but you also have to carefully read the fine print in a policy to make sure they are completely comparable. There are some companies on the internet that specialize in selling “wholesale” insurance, part of the reason the costs can be lower is they have eliminated the middle man but it is still highly recommended that you take a few moments to compare and to always read the specific terms…

When you should re-check your insurance rates…

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There are certain times when you should always get an insurance quote to see if you are getting the best deal for your particular situation. One of these is if you have a family member move out or get their own vehicle so they are no longer on your insurance. Another is when you reach certain age milestones or someone on your policy does. Such as turning 21 and 25 which are traditionally times when insurance can drop. If your insurance has gone up because of tickets, make sure that a year after the ticket you check to make sure that it’s not time for that to be dropped….

Thinking about investments…

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If you are thinking about investments, including companies that specialize in private placement memorandum the internet can be a great place to research to find out about what a company offers and to learn more about investing. There are a great many different resources out there to help you become a savvy investor, as well as classes offered in many communities for you to learn more.

Check the insurance costs before you buy your next car…

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One thing that many people don’t do is to check to see how much their car insurance would be on that brand new car they are buying. They’ll research gas mileage and crash test information, but not check into will that little sports coupe or that big SUV cost them more or less than what they are currently driving. Using sites like carinsurancelist.com is an easy way to do more than check insurance prices. They also have quite a bit of other resource information such as safety ratings and accident statistics…

Speaking of the movie…

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I just got done writing about “It’s a wonderful life” below and what comes up? The issue of life insurance — which of course is part of the whole theme of the movie, feeling as if you would be worth more dead than alive. The reality is few of us will be ready to die when it is “our time” and some of us will die before we reach old age. Life insurance at least helps to make sure that your family has one less thing to worry about. Money…

Fair trade gift items…

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If you are like many of us and you want to purchase items that you know if they are made in another country that it’s being done according to Fair Trade as opposed to those taken advantage of by corporations over seas, then you’ll want to check out this list of gifts for her. Ten Thousand Villages has a variety of gifts from all over the world, and they support Fair Trade. Many of the items for sale are also made of recycled material, which means you get ecology and Fair Trade all in one…

Things people put off…

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One of the things many people put off is life insurance, understandable because too many of us want to believe we are not going to die for quite some time and thinking about life insurance means, thinking about death. It used to be a lot more difficult to get life insurance quotes — you had to call an agent, they would come to your house, and basically make you feel as if you had not done a good job planning for your family’s future at all…Now? Go online, check out prices and with some companies you can even buy your policy on line. Just make sure to compare prices and to always read the fine print…

How to fix a leaky faucet…

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There comes a time when you may want to look at buying new faucets especially if you want to change the style or decor in your kitchen or bathroom. Sometimes as with all things, it’s time for the faucet to go, it’s tarnished or has broken beyond repair. Sometimes though, it’s something minor that you can actually fix yourself. Thanks to the internet? The How to has never been easier…

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